Raising Children on a Budget
Having children is a wonderful experience – but it can be an expensive journey for parents. Every mum and dad wants the very best for their child, but sometimes it can be tough to provide what they want if money is tight.
But it is possible to get the essentials your children need without spending a small fortune. Here are some great ideas that could help your family live more cost-effectively…
Hearty food for all the family for less
As parents, we want our children to have a good nutritious diet, but sometimes it can seem like fresh produce costs more than frozen and processed foods. Of course shopping around for the best priced goods is a great way to buy fruit and veg, but that’s not always the most feasible option for busy parents.
The answer is to get creative in the kitchen. There are so many sites online at the moment that offer really simple recipes that can easily feed a family of four for £5 or less! A website like ‘Good to know’ has lots of ideas and step-by-step cooking guides, so even if you don’t fancy yourself as a budding Gordon Ramsey, you’ll be able to cook up a delicious meal for your gang without spending too much.
If you can afford to stretch your budget and buy extra ingredients, you could make a larger batch and freeze some – meaning you’ll have a lovely meal already prepared for the following week.
Points, points and more points!
There are many shops offering rewards to loyal customers via a points system. Tesco is one of the UK’s leading supermarkets that enables customers to redeem points in store or online. In fact, you can increase the worth of the points value on your card via the supermarket’s website – swapping points for family days out, restaurant deals and even toys. You could use these as you go or save them up and make your Christmas shopping less of a financial burden.
If a store offers a loyalty card – get it and find out how you can benefit from its reward scheme.
Children grow so quickly – so disposable fashion is what you want. Supermarkets in the UK have recognised this and have brought children’s fashion wear to stores. Well made, durable and stylish, you’ll be able to keep your children looking smart without paying designer prices.
They also do an affordable uniform range – perfect when you need to stock up on essentials for school.
If you have friends with children of similar ages, why not arrange to swap clothing with each other when the kids out grow their clothes?
Does it feel like too much emphasis is placed on material items at the moment – like your child will be selected as the schoolyard outcast if they don’t have the latest must-have toy or gadget?
It can be hard to say no when children are constantly bombarded with advertisements, but making children really think about what they want and why will encourage them to make decisions based on how they really feel, rather than what their peers tell them is ‘cool’.
When it comes to birthdays or Christmas, you can ask your child to list gifts in order of preference and why they want that item. Explain that they won’t get everything on the list so choose carefully and you’ll be able to judge if it’s something they really want or want because a friend has one.
If your child wants little things throughout the year, you could give them some small chores around the house to earn pocket money. This will help them to understand the value of money and instil the habit of saving.